Privacy Policy

 

Dharmik Team
Terms and Conditions of Use
 

1. Scope
   
             The terms and conditions apply to all services of Dharmik Team in addition to the provisions for each service.
    
2. Disclaimer
   
             By reading any material on this website you must agree to the following disclaimer: Although all information has been researched to the best of our knowledge, we cannot make any claims concerning the accuracy or validity of the information provided on this website and will not be held liable for any use thereof. Any decisions in financial markets are solely the responsibility of the user or reader and we cannot assume any responsibility at all for those individual decisions. No information or opinion expressed on this website is a solicitation to buy or sell securities, bonds, futures or any other financial instruments. Past results are not necessarily indicative of future forecasting accuracy or profitable trading results. All transactions in the financial markets are risky. No information on this website is intended to be used as the sole basis of any investment decisions, nor should it be construed as advice designed to meet the investment needs of any particular investor.
    
3. Trade License
   
             For legal reasons we are obliged to point out that all services and forecasts offered are solely based on astrology (the interpretation of planetary movements and horoscopes). We are not a financial advisor or management consultant and do not engage in any activity like this.
    
4. Services and Payment
   
             We offer personal services and a subscription of the password-protected sites. Payment is usually effected by credit card (Visa, MasterCard, Amex, Discover) through the payment services of http://www.paypal.com . All services are settled in US $.

    

5. Subscription
   
             Every subscriber receives a username and a password to access the protected area during subscription. Subscribers receive also email updates to one email address specified. The authorization code is not transferable. Circulating any information from the password-restricted sites is strictly prohibited without prior consent. Passing the access code or protected information is a breach of contract and entitles us to cancel the access and retain all subscription fees prepaid.

 

          Cancellation of Newsletter / Refund Policy:

          There are no refunds for any Dharmik Team subscriptions except as stated below under paragraph 7.
          We reserve the right to delay unannounced with 48 hours at most the mailing of an analysis due to unexpected technical problems. As soon as the problem is fixed the analysis will be send immediately. This type of problem is generally rare because we have two possibilities of electronic access.  
          The monthly, bi-monthly or quarterly Dharmik Team subscription through PayPal can be cancelled at any time (even one day or a few hours BEFORE the subscription renews automatically) by completing the following three steps below:

          1) Log into your Paypal account with your Paypal username (email address) and password that has been created upon subscription.
          2) Click on Dharmik Team Subscription. Click on "details" next to the Dharmik Team subscription.
          3) Now choose "Cancel Subscription" and then "Confirm Cancel Subscription". That is all.
          Paypal will now automatically send an email to both Dharmik Team and yourself that confirms that your subscription has been cancelled. Keep this email for your records.

          If you cannot find your subscription, because it is already a few months old, do the following for step 2)
 
          Click on the "History" tab (the third tab after "Overview") within your Paypal account, then under "Search - Show" choose "Subscriptions" from a drop down menu and click "Within" and select "The Past Year". Now Paypal will list all your subscriptions sorted after the date of sign up during the last year. Look until you find the "Dharmik Team subscription". Click on "details" next to the Dharmik Team subscription.
          If you are still not able to cancel your subscription for whatever reasons, then you must contact Paypal either by email or by telephone or e-mail us to notify him of difficulties with Paypal.

          Important Notice: If you have subscribed via Paypal, notifying Dharmik Team by email of your wish to cancel your subscription, will NOT cancel your Dharmik Team subscription. The reason for this is that Dharmik Team does not refill your credit card, only Paypal does. Therefore the only way to cancel your subscription is to contact Paypal directly or to follow the three simple steps outlined above. Subscribers are encouraged to contact (e-mail) Dharmik Team for feedback or market-related questions, but should take care of administrative procedures themselves.

          Upon cancellation you will still receive daily updates and be able to log into the subscriber area until the final day that your subscription terminates.  

6. Privacy Policy
   
             All personal data are used for accounting and customer administration only. We do not release any data to third parties. However, we cannot influence the privacy policy of our payment agent http://www.paypal.com,  therefore we are not able to make any guarantees in this regard.
    
7. Other
   
             We are reserving the right to cease all services at any time without giving reasons. In this case, all subscription fees prepaid are proportionally refunded.

 

          Date: March 1, 2007

 

E-mail: contact@futureanalyzer.com